PnAfrik.com is secured online sale on credit service between vendors and buyers.
AS A VENDOR ON PNAFRIKEnter your Access Code or request code as new member to post Ad/Scroll Post for item(s) or service advert. Posting Ad on pnafrik.com vendors are provided the following options,
SELL OPTION 1:Buyers visit your registered point of business to transact.
SELL OPTION 2:(Pay Weekly) This option is available only for price range items within 300-500 Cedis/20,000.00 - 50,000.00 Naira which is guided by 40% down payment and balance within 4 weeks, opting sell option 2 you shall receive 5 reservation alert for each post either by email/Phone from PnAfrik.com about the purchase. Then after, a delivery person from PnAfrik.com shall visit your place of business for collection and delivery of the item/(s) to the buyer after making a down payment of 40% for the item/(s) selected the buyer. collection and delivery of the balance payment to you within four (4) weeks shall be strictly handled by pnafrik.com as governed by our terms and conditions.
SELL OPTION 3:(Pay Monthly) This option is available only for price range items exceeding 1000 Cedis/100,000.00 Naira guided by 60% down payment and balance within 3 months. Opting for sell option 3 you shall receive 5 reservation alert for each post either by email/Phone from PnAfrik.com about the purchase. Then after, a delivery person from PnAfrik.com will visit your place of business for collection and delivery of the item/(s) to the buyer after making a down payment of 60% for the item/(s) selected the buyer. collection and delivery of the balance payment to you within four (4) weeks shall be strictly handled by pnafrik.com as governed by our terms and conditions.
ADDITIONALLYYou can post a short text advert on pnafrik.com using the scroll Ad option under Ad Post option, text written in that section are displayed on the pnafrik.com site header after approval from admin but are subject to pnafrik.com privacy and terms usage policy which may change at any time without prior notification to you.
AS A BUYER ON PNAFRIK.COMYou may view and buy items displayed by vendors on pnafrik.com either, directly or via the mediums explained above by filling your details for contact after reading and accepting our user terms and policy. Steps for the procedure is very simple, all you need do is submit your requested details to reverse a code for an item/(s) with buy on credit option.
DEFAULT ON PAYMENTIn a case where a buyer fails pay up debts governed by SELL OPTION 2/SELL OPTION 3, The balance payment for a purchase made through sell option 1&2 on PNAFRIK.COM, PNAFRIK.COM guarantees balance payment for the purchase shall be delivered to the vendor within three months (90 Work Days) after taking any legal action deemed best against the buyer.
PNAFRIK.COM is a service provided by MG&OBED Enterprise, accessing this web site you agree to be bound by these website Terms and Conditions of Use, all applicable laws, regulations, and agree that you are responsible for compliance with any applicable local law. If you do not agree with any of these terms, you are prohibited from using or accessing this website.
The materials contained on pnafrik.com are protected by applicable copyright and trade mark law,People under the age of eighteen (18) may use pnafrik.com only with the involvement of their parent or guardian, so make sure you review these Terms with your parent or guardian tounderstand your rights and responsibilities on pnafrik.com.
Subscriptions:
If you purchase a subscription we shall bill you immediately and then again at the beginning of each subscription period. The following terms apply for subscriptions purchased on pnafrik.com:
1.If a free trial period is offered and you do not cancel during the free trial period, you shall be billed at the end of the free trial period and at the beginning of each subsequent subscription period.
2.You can cancel subscriptions at any time on your account.
3.If you cancel a subscription you will not have access to the feature you subscribed to through the end of the subscription period. If the feature you subscribed to becomes unavailable during your subscription you will not be billed at the beginning of the next subscription period.
4.Sponsored posts. Posts you have sponsored are subject to our post guidelines.
EXTRA TERMS:
You may be presented with additional terms related to a specific purchase before you confirm the transaction (such as delivery terms). Those additional terms will also govern that transaction.
NO WARRANTIES:
You acknowledge that the products you may purchase are sold by merchants, not by pnafrik.com. WE MAKE NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO ANY PRODUCTS OR SERVICES SOLD ON OR THROUGH PNAFRIK.COM AS ALL PRODUCTS ARE BOUGHT OR PAID FOR AS SEEN.
DISPUTES AND REVERSALS
No liability for transactions. If you enter into a transaction with a third party and have a dispute over the goods or services you purchased, we have no liability for the goods or services underlying the transaction. Our only responsibility is to handle your funding transaction. All funding transactions are final unless required by law. If you order something that becomes unavailable before it can be provided to you, you may request a refund of your funded amount from the party you paid to.
DUTY TO NOTIFY US:
If you believe that an unauthorized or otherwise problematic transaction has taken place under your account, you agree to notify us immediately, so that we may take action to prevent financial loss. Unless you submit the claim to us within 24 hours after the charge, you will have waived, to the fullest extent permitted by law, all claims against us arising out of or otherwise related to the transaction.
INTERVENTION:
: We may intervene in disputes concerning payments that may arise between you, a service provider, producer and retailer but we have no obligation to do so.
TECHNICAL DIFFICULTIES:
If you experience a technical failure or interruption of service that causes your funding transaction to fail, you may request that your transaction be completed at a later time.
The materials on PNAFRIK web site are provided "as is". PNAFRIK makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, PNAFRIK does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.
LIMITATIONS
In no event shall PNAFRIK.COM be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on PNAFRIK Internet site, even if PNAFRIK or an MG&OBED authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you
REVISIONS AND ERRATA
The materials appearing on PNAFRIK web site could include technical, typographical, or photographic errors. MG&OBED enterprise does not warrant that any of the materials on its web site are accurate, complete, or current. PNAFRIK may make changes to the materials contained on its web site at any time without notice. PNAFRIK does not however, make any commitment to update the materials.
LINKS:
PNAFRIK has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by PNAFRIK of the site. Use of any such linked web site is at the user's own risk.
SITE TERMS OF USE MODIFICATIONS
PNAFRIK may revise these terms of use for its web site at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms and Conditions of Use.
GOVERNING LAW
Any claim relating to PNAFRIK web site shall be governed by the laws of the State of Lagos /Nigeria.
CONFLICT OF LAW PROVISIONS
We are committed to conducting our business in accordance with these principles which may change any time without prior written, visual nor oral notice to you.
YOUR PRIVACY is very important to us and, we are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate, disclose and make use of personal information. The following outlines our privacy policy. Before or at the time of collecting personal information, we will identify the purposes for which the information is being collected.We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law. We will only retain personal information as long as necessary for the fulfillment of these purposes.
We will collect personal information by lawful and fair means and where appropriate with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used and to the extent necessary; those purposes should be accurate, complete, and up-to-date.We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information. You own all of the information you post on pnafrik.com and you can control how it is shared through your privacy settings. For contents covered by intellectual property rights, like photos and videos (IP content), you specifically give us the following permission, subject to your privacy and application settings: you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any IP content that you post on or in connection with pnafrik.com (IP License). This IP License ends when you delete your IP content or your account unless your data has been shared with others and they have not deleted it.When you delete IP content, it is deleted in a manner similar to emptying the recycle bin on a computer. However, you understand that removed content may persist in backup copies for a reasonable period of time (but will not be available to others).When you use an application, the application may ask for your permission to access your content and information as well as content and information that others have shared with you.
We require applications to respect your privacy and your agreement with that application will control how the application can use, store or transfer your information. When you publish content or information using the Public setting, it means that you are allowing everyone, including people off of PNAFRIK.com to access, use that information and to associate it with you (i.e., your name and profile picture).
SAFETY
We do our best to keep pnafrik.com safe but we cannot guarantee it. We need your help to keep pnafrik.com safe, which includes the following commitments by you:You will not post unauthorized commercial communications; You will not collect users' content or information, or otherwise access pnafrik.com, using automated means (such as harvesting bots, robots, spiders, or scrapers).
You will not engage in unlawful multi-level marketing, such as a pyramid scheme on pnafrik.com, you will not upload viruses or other malicious code, you will not solicit login information or access an account belonging to someone else, and you will not bully, intimidate, or harass any user.
You will not post content that: is hate speech, threatening, pornographic, incites violence or contains nudity or graphic or gratuitous violence. You will not develop or operate a third-party application containing alcohol-related, dating or other mature content (including advertisements) without appropriate age-based restrictions.
You will follow our Promotions Guidelines and all applicable laws if you publicize or offer any contest, giveaway, or sweepstakes (“promotion”) on pnafrik.com, you will not use pnafrik.com to do anything unlawful, misleading, malicious, or discriminatory. You will not do anything that could disable, overburden, or impair the proper working or appearance of pnafrik.com: such as a denial of service attack or interference with page rendering or other pnafrik.com functionality, you will not facilitate or encourage any violations of this Statement or our policies.
REGISTRATION AND ACCOUNT SECURITY
Pnafrik.com users provide their real names and information, and we need your help to keep it that way. Here are some commitments you make to us relating to registering and maintaining the security of your
ACCOUNT:
1. You will not provide any false personal information on pnafrik.com, or create an account for anyone other than yourself without permission, if we disable your account, you will not create another one without our permission.
2. You will not use Pnafrik.com if you are under 18, you will not use pnafrik.com if you are a convicted sex offender. You will keep your contact information accurate and up-to-date.
3. You will not share your password (or in the case of developers, your secret key), let anyone else access your account, or do anything else that might jeopardize the security of your account.
4. You will not transfer your account (including any Page or application you administer) to anyone without first getting our written permission. If you select a username or similar identifier for your account or Page, we reserve the right to remove or reclaim it if we believe it is appropriate (such as when a trademark owner complains about a username that does not closely relate to a user's actual name).
PROTECTING OTHER PEOPLE'S RIGHTS
1. We respect other people's rights and expect you to do the same so you do not post content or take any action on pnafrik.com that infringes or violates someone else's rights or otherwise violates the law.
2. We can remove any content or information you post on pnafrik.com if we believe that it violates this Statement or our policies, If we remove your content for infringing someone else's copyright and you believe we removed it by mistake we will provide you with an opportunity to appeal but If you repeatedly infringe other people's intellectual property rights, we will disable your account when appropriate.
3. You will not use our copyrights or trademarks (including pnafrik.com, pnafrik.com Logos, pnafrik.com Face, Poke, Book and Wall), or any confusingly similar marks, except as expressly permitted by our Brand Usage Guidelines or with our prior written permission. If you collect information from users, you will: obtain their consent, make it clear you (and not pnafrik.com) are the one collecting their informationthen post a privacy policy explaining what information you collect and how you will use it.
4. You will not post anyone's identification documents or sensitive financial information on pnafrik.com.
5. You will not tag users or send email invitations to non-users without their consent because pnafrik.com offers social reporting tools to enable users to provide feedback about tagging.
